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Privacy Policy:
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Rev.
01/2011
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FACTS
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WHAT
DOES FIRST ILLINOIS BANK
DO WITH YOUR PERSONAL
INFORMATION?
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Why?
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Financial
companies choose how they share
your personal information.
Federal law gives consumers the
right to limit some but not all
sharing. Federal law also
requires us to tell you how we
collect, share, and protect your
personal information. Please
read this notice carefully to
understand what we do. |
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What? |
The types of
personal information we collect
and share depend on the product
or service you have with us.
This information can include:
- Social Security number and
payment history
- transaction or loss history
and employment information
- wire
transfer instructions and
account balances
When you
are no longer our customer, we
continue to share your
information as described in this
notice. |
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How?
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All financial
companies need to share
customers' personal information
to run their everyday business.
In the section below, we list
the reasons financial companies
can share their customers'
personal information; the
reasons First Illinois Bank
chooses to share; and whether
you can limit this sharing. |
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Reasons we can share
your personal
information |
Does First Illinois Bank
share? |
Can you limit this
sharing? |
For our everyday
business purposes-
such as to process your
transactions, maintain
your account(s), respond
to court orders and
legal investigations, or
report to credit bureaus
|
Yes |
No |
For our marketing
purposes-
to
offer our products and
services to you
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No
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We don't share
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For joint marketing with
other financial
companies
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No
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We
don't share |
For our affiliates'
everyday business
purposes-
information about your
transactions and
experiences |
Yes |
No |
For our affiliates'
everyday business
purposes-
information about your
creditworthiness
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No
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We
don't share
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For our affiliates to
market to you
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No
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We
don't share |
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For nonaffiliates to
market to you
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No
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We
don't share |
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Questions? |
Call
618-271-8700 or go to
www.firstillinoisbank.com |
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Who
we are |
|
Who is providing this
notice? |
First
Illinois Bank |
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What we do |
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How does First Illinois Bank protect my
personal information?
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To protect your personal
information from
unauthorized access and
use, we use security
measures that comply
with federal law. These
measures include
computer safeguards and
secured files and
buildings. |
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How does First Illinois Bank collect my
personal information?
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We collect your personal
information, for
example, when you
open an account or
deposit money
apply for financing or
give us your contact
information
make a wire transfer
We also collect your
personal information
from other companies.
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Why can't I limit all
sharing?
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Federal law gives you
the right to limit only
sharing for
affiliates' everyday
business purposes -
information about your
creditworthiness
affiliates from using
your information to
market to you
sharing for
nonaffiliates to market
to you
State laws and
individual companies may
give you additional
rights to limit sharing.
See below for more on
your rights under state
law. |
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Definitions |
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Affiliates |
Companies related by
common ownership or
control. They can be
financial and
nonfinancial companies.
Our affiliates
include financial
companies such as
Lindell Bank & First
Illinois Bancorp,
Inc. |
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Nonaffiliates
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Companies not related by
common ownership or
control. They can be
financial and
nonfinancial companies.
First Illinois Bank does not
share with nonaffiliates
so they can market to
you. |
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Joint marketing
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A
formal agreement between
nonaffiliated financial
companies that together
market financial
products or services to
you.
First Illinois Bank doesn't
jointly market
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Other important
information |
For Alaska, Illinois,
Maryland and North Dakota Customers. We
will not share personal information with
nonaffiliates, either for them to market
to you or for joint marketing-without
your authorization. For California
Customers. We will not share personal
information with nonaffiliates either
for them to market to you or for joint
marketing-without your authorization. We
will also limit our sharing of personal
information about you with our
affiliates to comply with all California
privacy laws that apply to us.
For Massachusetts, Mississippi and New
Jersey Customers. We will not share
personal information from deposit or
share relationships with nonaffiliates
either for them to market to you or
joint marketing-without your
authorization.
For Vermont Customers. We will not share
personal information with nonaffilates
either for them to market to you or for
joint marketing-without your
authorization, and we will not share
personal information with affiliates
about your creditworthiness without your
authorization. |
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